Hard Money / Private Money

It Is That Time of Year in Real Estate

To Have Alternative Financing

Readily Available


“Forest and his team have performed for my clients on multiple occasions. As always, with great results and timing. Very knowledgeable in their field and would not hesitate continuing to recommend them when my clients need their services.”  Realtor® K.D.L


“Sun Pacific is a go to team in my book. If you need it DONE, go with them!” C.M.


We love hearing from our Borrowers directly as well as other Lenders and Agents we work with. It is always a pleasure to help rescue a home buyer turned down elsewhere for a mortgage. As well as be able to help out another Agent or Lender who just found out their borrower’s loan was disapproved and Escrow closes in a week! Or using a Bridge Loan to help someone buy a new home while waiting for their current home to sell.


Spring has sprung and real estate inventory is increasing, as is buyer demand.  Agents, Lenders and Buyers need their best foot forward when submitting offers. Our Hard Money programs can help sweeten a deal as well as quickly fund if needed, despite poor credit, bankruptcy, short sale, difficult to prove income, etc.


See below for some of our recently funded loans so you can get a better idea how we are here to help you! 


Call US today (707) 523-2099.




Forest, Lynn & Ken  – The Guys in the White Hats

P.S. We love referrals!



NOTE: We finance Bridge loans, Owner Occupied purchases and refinances, non-owner purchases single and multiple units, commercial and some land. Get our financing despite poor credit, self employed-difficult to prove income, need fast financing, property a fixer, etc!




Type:  Short term Bridge Loan


Days to fund: 13 days

Reason needed: Needed fast cash to buy another home while current house up for sale



Type: Owner Occupied Cash-out Refinance


Days to fund: 17 days

Reason needed: Poor credit



Type:  Cash-Out Non-Owner Property


Days to fund: 7 days

Reason needed: Owned numerous properties



Type:  Non-Owner Purchase


Days to fund: 14 days

Reason needed: Foreclosure on credit



Type:  Investment Purchase Bridge Loan


Days to fund: 10 days

Reason needed: Needed fast cash



Type:  Short term Bridge


Days to fund: 27 days

Reason needed: Still had current house up for sale but needed funds for new home



Type:  Non-Owner Rate and Term Refinance


Days to fund: 10 days

Reason needed: Bankruptcy on credit



Click this link for our rate sheet, showing the programs we offer.


CALL TODAY, The Guys In The White Hats at

(707) 523-2099


See our website at: www.sunpacmortgage.com



       Alternative Finance Lenders Serving California since 1988!

800 Mendocino Ave. Ste 2
Santa Rosa, CA 95401
(707) 523-2099



California Bureau of Real Estate Broker Corporate License # 01464899.

Nationwide Mortgage Licensing (Registry) System Office NMLS # 360993

“The Guy In The White Hat – Your Hard Money Lender”. Broker and Co-Owner of Sun Pacific Mortgage & Real Estate, family owned and operated in Sonoma County California since 1988. (CA BRE License #01000559. NMLS #289456)