Hard Money / Private Money

Get A Home Loan From Direct Lenders

2021header

Direct Private Money Loans – The Guys in the White Hats

Direct Private Money Loans We Have Our Own Investors

Recently Funded:

Location:  Santa Rosa, Sonoma County
Loan Program:  Investment property refinance
Loan Size: $1,020,000
Days to Close:  16
Why Needed Us: Property needed renovations and didn’t conventionally qualify.

Location:  No. Hollywood, Los Angeles County
Loan Program:  Business Opportunity
Loan Size:  $475,000
Days to Close:  15
Why Needed Us: Needed fast capital to support family-owned business

Location:  Concord, Contra Costa County
Finance Program:  Primary Property Refinance
Loan Size:  $560,000
Days to Close:  15
Why Needed Us:  To pay off medical expenses and other debts

Hard Money / Private Money

4 Ways Hard Money Can Help You & Your Clients.

4 Ways Hard Money Can Help You Your Clients 1

For many decades “hard money”, also known as “private funding”, has been a lifesaver for many prospective buyers who would have otherwise been excluded from the real estate/mortgage market.

Rather than turning your client away, wishing them “good luck” and possibly losing them to another loan agent, you now can offer them a solution with the help of a more flexible lending program such as the ones we offer at Sun Pacific Mortgage.

Be assured that when you turn to us, you are partnering with a professional financial company that has been in business for 33 years in California and understands your need to control your own business.

Here are three reasons why you might want to take a closer look at utilizing this financial tool to benefit your California Home Buyers and Borrowers:

  1. Sun Pacific Mortgage provides unparalleled service to make certain your client gets a loan through one of our hundreds of private investors.
  2. With fast financing ability and less stringent qualifications, loans can be completed in as little as 48 hours with many funded within 1 week.
  3. If a licensed Broker you are compensated for your efforts and referral.
  4. As your client’s financial situation improves, you are there to offer your services to get them into a convention loan with a better rate.

Everyone wins! Your client gets their much-needed financial help and you keep your relationship with your client intact. It is our intent to make you shine for your client while offering a lending program to solve some of the more difficult mortgage problems you encounter when buying or refinancing anywhere in California.

We have established a mutually beneficial working relationship with hundreds of California realtors, lenders and brokers. Give us a call at 707-523-2099 or email us through our website to see how we might help you satisfy mortgage applications that you otherwise might turn away.

Hard Money / Private Money

Fast Approvals From Direct Lenders

2021header

Direct Hard Money Lenders

The Guys in the White Hats

  • FAST Financing
  • Trusted by over 10,000 Borrowers
  • Self-employed OK
  • Credit Problems OK

We are here to help you, as we did the below home buyers and homeowners!  Give us a call at 707-523-2099 with any questions or scenarios and we’ll let you know how we can help.

Recently Funded

1 2Program: Primary Refinance
Loan Size: $1,787,000
Loan to value: 64%
Location: Riverside County, CA
Purpose: Needed fast capital


2Program: Investment cash-out
Loan Size: $460,000
Loan to value: 33%
Location:  Sebastopol, CA
Purpose: Debt consolidation

 


3Program: Investment Refinance
Loan Size: $1,725,800
Loan to Value: 63.8%
Location:  Oakland Hills, CA
Purpose: Difficult to prove income

Hard Money / Private Money

Fast Loan Approvals Here

header

Direct Hard Money Lenders
The Guys in the White Hats

  • Trusted by over 10,000 Borrowers
  • Submit Offers With 10-day close!
  • Credit Problems OK
  • Difficult-to-prove-income OK

Loan of the Week

image3$1,725,000 loan
64% LTV 
Non-Owner Refinance cash out
Oakland Hills, CA.

 

 

Give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly reply with how we can help.

Hard Money / Private Money

Direct and Fast Loans For You

ft and kw Feb 2

Direct Private Money Lenders – The Guys in the White Hats

  • FAST Closing
  • Stated Income (Business Purpose Loans)
  • Primary Residences
  • Never ran out of money after 33 years in business!

Recently Funded:

Loan Program: Primary Residence Purchase
Loan Size:  $918,000
Location:  Corte Madera, Marin County
Days to Close:  20
Why Came To Us: Difficult to prove income as self-employed.

Loan Program: Primary Residence Refinance
Loan Size:  $518,000
Location:  Palo Alto, Santa Clara County
Days to Close:  11
Why Came To Us:  Consolidating debt to improve credit.

Loan Program:  Investment Property Purchase
Loan Size:  $1,120,000
Location:  Seaside, Monterey County
Days to Close:  16
Why Came To Us: Property condition was poor.

Loan Program:  Investment Property Refinance
Loan Size:  $750,000
Location:  Los Angeles, Los Angeles County
Days to Close:  9
Why Came To Us: Wanted fast capital for business venture.

Call today 707-523-2099 with your scenario.

Hard Money / Private Money

Fast Loans Provided Here!

3 generations strong with braden1

Fast Private Money Loans …
From The Guys in the White Hats

Recently funded by us:

– Primary Residence Purchase
– 437,000 loan amount
– 61% LTV
– Morgan Hill, CA
– 2 Week Close!

At Sun Pacific Mortgage we are routinely contacted by Brokers, Lenders and Realtors with a Borrower they are unable to help.  Sometimes it is because of their FICO score or difficult to prove income, etc. Other times it is simply because the Borrower has an extreme rush.

Give us a call at 707-523-2099 with any questions or scenarios and we will quickly get back to you with how we can help!

Hard Money / Private Money

2021 Faces of Sonoma County

faces of sonoma county

We’re honored to be featured in the Sonoma magazine’s “Faces of Sonoma County” section, wherein they recognize working professionals making impactful contributions to the community.  We are proud to be able to help so many through our family company: 

For more than 32 years, Sun Pacific has been a private money-lending firm for real estate throughout California.  The aim of our family-owned-and-operated business has always been to help the real estate community by offering alternative financing for those turned down elsewhere.  Our programs come to the rescue with mortgages funded by private individuals.

These loans make mortgages easier, thanks to fewer qualifications, and faster too – frequently completed in a week or less.

As we move into our third decade as licensed Realtors, lenders and private money brokers, our company has become a leading expert – and we’ve never run out of money to lend!

Jan/Feb 2021 Sonomamag.com

Hard Money / Private Money

Let Our Lending Experience Work For You!

2021 with hat

We’re Direct Private Money Lenders – The Guys in the White Hats

A recent Sonoma County borrower’s loan scenario is a perfect example of how we can help finance mortgages fast when others can’t:

–  Borrower owned a rental property with plenty of equity.
–  He was self-employed with difficult to prove income. 
–  He had less than perfect Credit.
–  He needed a fast close to ward off more negative reporting on his credit.

Loan amount $580,000.00.  Processed and Funded in 2 weeks.

Call us today at 707-523-2099 and we’ll quickly reply with what we can do to help.

Posts navigation